Who is zopa loans

When you sign in, under 'My account' you can select the option to 'Borrow more'. You should only borrow what you are able repay, and all Zopa loans are subject to our normal credit checks.

Consolidating an existing loan? Simply tick the 'debt consolidation' box if you want to consolidate an existing loan. In the 'about you' section of the loan application you'll be given the option to consolidate your existing Zopa loan, and shown the amount.

Don't forget to tick the 'final consolidation permission' box. Please be aware that a settlement amount is automatically taken from your account when you take out a new loan with us. This means that the remaining balance of your loan, any fees as well as interest due are deducted from your new loan amount.

As many as you like, with no penalty fees. To pay extra online or via the app: please sign into your Zopa account, open up the relevant loan, and follow the steps on screen. We'll take the money through your Direct Debit. To pay extra over the phone: call us on Monday to Friday 8am - 8pm and Saturday and Sunday 9am - pm and we'd be happy to walk you through it. You can choose to pay by Debit Card or via your Direct Debit. Yes, you can. To consolidate one or more existing Zopa loans.

First you'll need to log into your zopa. Under 'My account' you can select the option to 'Borrow more'. This means that the remaining balance of your loan, any fees, as well as interest due are deducted from your new loan amount. Yes you can, with no penalty fees.

We can help you through it if you like, or you can do it yourself from your online dashboard or via our app. To settle your loan online: please sign into your Zopa account, open up the relevant loan, and follow the steps on screen. To settle your loan over the phone: call us on Monday to Friday 8am - 8pm and Saturday and Sunday 9am - pm and we'd be happy to walk you through it. Personal loan See your personalised loan rates in just 3 minutes so you know exactly what you could get.

Why choose Zopa? TrustPilot Five star rating An illustration of five stars Good communication. TrustPilot Five star rating An illustration of five stars Excellent service. We fight for your rights We led the charge in seeking regulation for the peer-to-peer loans industry to make sure your needs are always put first.

People often ask us. Can I change my repayment day? Things to keep in mind You'll always need to pick a date that's at least 3 days in the future. We aim to offer as much flexibility as we can, but some dates won't be possible because of how we process payments. If the first date you choose isn't an option, please try a couple of days before or after it.

Your next monthly repayment will increase or decrease slightly. We do this to adjust for the change in interest payable caused by the increased or decreased number of days from your original repayment day to your new repayment day.

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